Reducing Debt: How to Cut Down on What You Owe & Create Financial Freedom! by Amanda Condio

Are you desperate to cut the amount of debt you owe so you can increase your financial stability, stop having to worry about bills and perhaps even start saving more toward your future? You’ve come to the right place because here are some very simple and effective things you can do to dramatically cut the amount of money you owe out each month:

• Stop Spending With Credit: This one should be pretty obvious, but you’d be surprised by how many people who are trying to get their debts under control and still use credit cards! This is like trying to lose weight but still eating cake every day – it just won’t work. If you want to get things under control, you need to freeze those cards in ice, cut them up or, if possible, cancel them. If you don't, you will only make things much worse!
• Pay Off As Much As You Can Spare: You might feel happier paying off the minimum because it leaves more money in your pocket at the end of the month. But if you do that, you’re going to be making those payments for years and years with no end in sight and an ever-growing mountain of debt. Put big chunks of cash on bills with high interest. 

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