Discounted Medical Bills: Here's a Trick to Save Money on Health and Medical Expenses Money
If you are like my family, medical expenses can be hard on the budget. My husband handles all of the household bills, except medical bills, which I am in charge of. Navigating how best to pay unexpected bills is not easy. Here's a tip most people are not aware of: Medical providers do not necessarily offer discounts. However, if you ask for a discount when paying larger bills for services such as emergencies, surgeries, anesthesia or lab charges, many providers will offer discounts of 10 to 25 percent.
If my bill is $100 or more, I always ask for a discount, then pay in full by credit card (which I then pay off immediately). Additionally, if you have a credit card that offers rewards, this is an added bonus! And if you use money from a medical savings account, you save even more because that income isn't taxed. I saved $625 this year already on medical bills.
The next time you have to pay a medical bill, ask for a discount. It can't hurt to ask. The worst thing that can happen is the billing department will say no.
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